Most couples when considering their Wills believe the best and simplest way to do things is to say "I leave everything to my spouse and if my spouse predeceases me, I leave everything to our children".

Sounds simple doesn't it? That's because it is simple and therefore the reality is most likely to be nothing like you intended.

Firstly, if you leave everything to your spouse, that is exactly what you are doing, you can not then dictate that it will then go to the children. In other words, if you leave everything to your spouse you can not ensure that your children will get anything!

The solution: PROTECT YOUR HOME

You are perfectly entitled under the Laws of Succession, at present, to construct your Wills in such a way that you leave your share of the family home in Trust when you die, this would ensure that your share is protected and therefore will eventually pass to your children.

You may have concerns for a vulnerable child or adult who would not be able to manage their own assets. You can instruct on death that your assets are placed into a Discretionary Trust and nominate trustees to manage this for them. We can prepare an Expression of Wishes document guiding the trustees on how you would like them to act.